What our clients are saying

My family and I have used Leo’s services for several years, and have all found him to be consistently professional, well-informed as to what alternatives are available, and extremely patient. He is, I am pleased to say, quite unlike the advisors portrayed in the TV commercials for financial services; that is to say that, although he is friendly and supportive, he is not the stereotypical ‘hail-fellow-well-met’, chummy financial services salesperson –– the kind of professional that, through experience, I have learnt to distrust. He is very thorough in making sure that, by the time he puts a case to a mortgage company, it is exactly what the client needs and wants, and he has dotted all the ‘i’s and crossed all the ‘t’s with the client, so that the application will go through without any hitches. I would have no hesitation in recommending Leo to anyone looking for a mortgage, and wish him continued success.

Amy Skinner 28 February 2022

Leo from Goldwater financial has assisted us with a number of remortgages over the past 10 years. We have found him to be helpful, transparent and responsive. He has helped us each time to secure the best available mortgage products on the market based on our needs, and avoid mistakes and unnecessary cost. Without hesitation I would recommend Goldwater Financial to anyone requiring a knowledgeable and responsive broker for residential mortgage needs.

Anton O'Brien 28 February 2022

I would highly recommend Leo. Leo as always is so knowledgeable, helpful and very patient. He always goes the extra mile in finding a product to fit your personal needs. Invaluable advice. First class from start to finish. Excellent communication. Leo is easy to contact he always returns calls and answers queries promptly. 5 stars service, very professional I would not hesitate to recommend Leo to anyone.

Charlotte O'Kelly 26 January 2022

Leo helped me with my mortgage application in late 2021 and it was successful. Mine was not a totally straight forward case and I had already had a decline earlier in the year. Leo understands really deeply how the lenders work, explains things fully, pays great attention to detail and explains his confidence level for getting a result in various scenarios. I have spoken to quite a few mortgage advisors and he stands head and shoulders above the others by a country mile. Highly recommended.

Dan Catchpole 23 December 2021

Leo was recommended to me by both my sisters who bought their first houses in the last few years. As a first time buyer having Leo expertise and guidance was INVALUABLE. Not just for selecting a mortgage but for help, advice and reassurance for the entire process. He was always highly available and easy to contact throughout our house buying journey, despite it being much longer for us than most (no fault of Leo). I cannot recommend or thank Leo enough for making a very stressful time as stress-free as possible. Don’t look any further. There is a reason he has all these amazing reviews.

Steven Jeeves 23 December 2021

Leo as a mortgage advisor is very experienced and professional. He has helped us to complete buying a house a couple of years ago and I don’t know if we could’ve done that without him under the time pressure which were facing at the time. Recently he has helped us with our remortgage and again his experience and knowledge about the market was extremely good, we have managed to get the best available on offer and right on time as mortgage rates went up just after our completion date. Such great timing! Going through documents and everything else could be a headache but with having someone like Leo to help understand the process is so much easier! We definitely will be in touch with Goldwater when it comes to moving or with our next remortgage.

Joanna Golabek 20 December 2021

Leo was a recommendation to us from a family member and we fully get why – he was brilliant in walking us though our house purchase and getting us a great mortgage deal for the value we wanted. He was easy to reach and very professional to deal with. Highly recommended.

Mr M Gami 16 December 2021

We met Leo few years ago and he took his time to explain and go through everything with us. It took us some time and we got back to Leo this year and we are very happy we did. He is always there to help and answer every question in a professional way.

Smadar Moore-Puel 26 November 2021

I have used Leo over a number of years, and on several occasions, for all mortgage matters and can’t fault the service. I always feel like I’m getting a good deal, Leo goes the extra mile, explains the various options and process and makes everything clear and certain. I would highly recommend to anyone.

Neil Jordan 26 November 2021

Leo supported me throughout my remortgage, helping me with a complicated situation and providing me with excellent options. He stayed in touch throughout the process and I can’t recommend highly enough.

Tracey Smith 3 November 2021

Leo!!! smashed it! thank you so much for dealing with the whole process and all the changes we experienced throughout the process, would not hesitate to recommend Goldwater Financial!!!

Daniel Taylor 29 October 2021

Goldwater was recommended to us by a friend and so happy they did. We are 1^st time buyers and Leo was very patient through all our questions we had. Leo always made himself available for us and was much appreciated. 5* Service and would certainly use again.

Tom Spiteri 22 October 2021

Highly recommend Goldwater Financial. Leo was really helpful and guided us through the whole buying process and gave us answers to questions we hadn’t even thought of yet! Really appreciated his frank and honest approach.

Jo Bradford 22 October 2021

We have always dealt directly with the lender when it comes to remortgaging but after a change of circumstances which included going from employed to self-employed, we went to Leo to make sure we understood what was now available.

Leo spent the time researching for us and explaining fully what our options are. It was super helpful and we were clear on the options available then and what would be in the future.

We will now always go to Goldwater Financial for any mortgage requirements as not only does it make the process easier, we have peace of mind that the advice given and the choices we make really are the best.

Would highly recommend speaking to Leo before applying for a mortgage!

Mr & Mrs Bailey-Woodward 8 October 2021

This is the second time we have used Leo!Leo helped us with our first mortgage as First time buyers and gave very professional, helpful service. Leo took the concern of dealing with a mortgage application away from us and now again with our remortgage and I will be contacting Leo again in a couple of years to remortgage again!

Thank you!

Highly recommend to everyone considering applying for a mortgage or remortgage.

Luke Pryce 6 October 2021

Leo has looked after us for several houses purchases and the associated big financial choices. His experience, care, attention and guidance through the process saved us money and took stress out of the situation.So grateful and more than happy to recommend to everyone.

Audrey Ianelli Snailham 10 September 2021

We used Leo’s services back in 2019 when he helped us with our first mortgage. As first time buyers we were stressed and nervous but Leo went above and beyond, walking us through everything step by step. He was always patient and always available. He replied to every single message and helped us understand every single step of the process. His service did not finish when we got our keys, but after that he helped us to find life insurance, and as always, was looking for the best deal for us.

The same this year, we have just remortgaged for the first time and Leo was with us, making it hassle-free.

We would recommend Leo highly to anyone looking for a mortgage. We will definitely be his clients for life.

Well deserved, 10/10 for service, quality and efficiency.

Leo, thank you once again.

Michal Kaszuba 10 August 2021

Leo was fantastic, as first time buyers we were so unsure of the process and Leo guided us through each step, and found us a great deal, despite my atypical employment. Would highly recommend to anyone looking for a mortgage broker.

Benjamin Clynes 2 July 2021

Leo was a great service for both myself and my Dad. As a first time buyer, Leo helped me step by step through a long process and went the extra mile to complete the process of my new property. He was absolute class and would recommend him to anyone.

Danny O'Hara 21 June 2021

Leo was recommended to us by a family friend and I understand why. After using his service I would personally recommend his Mortgage broker service. Leo has been professional and patience throughout our journey which lasted nearly 10 months due to us being unsuccessful in the beginning in finding the right property, he helped us in making the right decisions in meeting our housing needs.

Leo guided and advised us when we needed extra advice using his experience knowledge. He was LGBT friendly and made sure we got the best deal available. Leo is a brilliant communicator, and he would be available over the phone and WhatsApp to explain things. He went to the extra mile speaking to state agent when we felt stuck and needed support.

He also recommended other services that might be helpful for us in meeting a tight deadline. We will be using Leo again and will be recommending his services to our friends and family.

Hansley Nemdharry 20 June 2021